B2B checkout and payment terms

Q: Is ACH payment available natively on Shopify for B2B?

Shopify Payments supports ACH bank transfers at B2B checkout for US merchants as of 2026. Buyers pay directly from their bank account at checkout with automatic payment matching and reconciliation in Shopify admin. Your team can also charge stored bank accounts directly from the admin as orders become due. No third-party app is required.

Q: What net term lengths does Shopify support natively?

Shopify B2B supports net payment terms from Net 7 through Net 90 directly, on every B2B plan. Terms can be assigned per company account so each buyer sees and uses the terms that apply to their contract. Dynamic payment terms introduced in 2026 allow terms to vary by company, location, or order type without manual override.

Q: Can we require purchase order numbers at B2B checkout?

Shero configures PO capture in the checkout flow so buyers are required to enter a purchase order number before completing their order. For accounts that require internal approval before fulfillment, checkout to draft holds large or high-value orders for sign-off before they are processed.

Q: Do we need Shopify Plus for B2B payment terms?

Net terms, PO numbers, vaulted cards, and ACH payments for US merchants on Shopify Payments work on the Basic, Grow, Advanced, and Plus plans as of April 2026, so you do not need Plus for them. Partial payments and deposits require Shopify Plus.

Q: What happened to custom checkout logic written in Shopify Scripts?

Shopify Scripts stopped executing on June 30, 2026. Any custom B2B checkout, payment routing, or discount logic that used Scripts has to be redone in Shopify Functions. Shero migrates existing Script-based checkout logic to Functions and creates all new checkout customization in Functions.

Standard Shopify checkout collects payment at order, which breaks the moment a trade account expects Net 30 or wants to submit a purchase order. Shero configures Shopify Plus payment terms, purchase order workflows, and Net payment options so B2B buyers check out the way they actually buy.

Book a Discovery Call Our Work

16+

Years in business

500+

Projects Delivered

65+

Team Members

98%

Client Retention

Net 30

Payment terms set per company

Shopify B2B supports net payment terms like net 30, 60 or 90, set per company location. The buyer places the order now and pays the invoice later from their customer account.

ACH

Bank payments for US B2B orders

Since October 2025, US merchants can take ACH direct debit payments for B2B orders through Shopify Payments. Once a buyer's bank account is saved, you can charge it from the admin when an invoice comes due.

Deposits

Part payment up front on large orders

On Shopify Plus, B2B orders can require a deposit at checkout, set as a percentage of the order, with the balance due on the payment terms. We can set it up in B2B projects for custom or large orders where you want cash before production.

PO number

Purchase order numbers captured at checkout

B2B buyers can enter their purchase order number at Shopify checkout, and it carries through to the order and the invoice. That makes it easy for their accounts payable team to match your invoice.

"This has been the most impressive vendor partnership I have experienced. Every meeting felt purposeful, every milestone was clear, and the process was incredibly well-supported from start to finish."

Kendra Borkholder, Operations Support, GEN-Y Hitch

What Shopify B2B payment terms configuration covers

Shero configures Shopify B2B checkout to match how your wholesale buyers actually pay: net terms from Net 7 to Net 90, ACH bank transfers, purchase order capture, and account-specific payment methods. As of 2026, ACH payments and dynamic payment terms are native in Shopify. Shero configures both alongside the checkout logic that matches your sales process.

Net terms (Net 7 through Net 90)
ACH bank transfer via Shopify Payments
Purchase order capture and approval
Dynamic payment terms per account
Partial payments and deposits
Shopify Functions for custom checkout logic

Compared on	Shero Commerce	Native B2B checkout set up in-house	SparkLayer payments and invoices	Manual invoicing from your ERP
Moving existing dealer terms to Shopify	GEN-Y Hitch: dealer payment terms come from NetSuite into its Shopify B2B store.	Terms set per company location by your team.	Terms set in the app per buyer group.	Terms stay in the ERP; the store never sees them.
Credit risk on brand new accounts	New accounts start on card payment until your team approves terms.	Approval steps are yours to design.	Account approval tools included.	Checked by finance one order at a time.
Overdue orders nobody notices	Overdue B2B orders flagged to your team through Shopify Flow.	Flow is free; setting up the alerts takes time.	Invoice views help buyers see what is due.	Found when finance pulls the aging report.
Retail checkout unaffected by B2B rules	Camera Source: PO number at checkout for B2B and B2C orders.	Native B2B checkout works beside retail checkout.	B2B flow layered on top of retail.	Retail is untouched since B2B stays offline.
How you pay	Paid discovery, then an accurate estimate.	Net terms come with your Shopify plan.	SparkLayer plan that includes invoices.	Finance team hours.

Shero Commerce

Moving existing dealer terms to Shopify GEN-Y Hitch: dealer payment terms come from NetSuite into its Shopify B2B store.

Credit risk on brand new accounts New accounts start on card payment until your team approves terms.

Overdue orders nobody notices Overdue B2B orders flagged to your team through Shopify Flow.

Retail checkout unaffected by B2B rules Camera Source: PO number at checkout for B2B and B2C orders.

How you pay Paid discovery, then an accurate estimate.

Compared with

Native B2B checkout set up in-house

Moving existing dealer terms to Shopify Terms set per company location by your team.

Credit risk on brand new accounts Approval steps are yours to design.

Overdue orders nobody notices Flow is free; setting up the alerts takes time.

Retail checkout unaffected by B2B rules Native B2B checkout works beside retail checkout.

How you pay Net terms come with your Shopify plan.

SparkLayer payments and invoices

Moving existing dealer terms to Shopify Terms set in the app per buyer group.

Credit risk on brand new accounts Account approval tools included.

Overdue orders nobody notices Invoice views help buyers see what is due.

Retail checkout unaffected by B2B rules B2B flow layered on top of retail.

How you pay SparkLayer plan that includes invoices.

Manual invoicing from your ERP

Moving existing dealer terms to Shopify Terms stay in the ERP; the store never sees them.

Credit risk on brand new accounts Checked by finance one order at a time.

Overdue orders nobody notices Found when finance pulls the aging report.

Retail checkout unaffected by B2B rules Retail is untouched since B2B stays offline.

How you pay Finance team hours.

01

ACH payments now native, no app required

Shopify Payments now supports ACH bank transfers at B2B checkout for US merchants. Buyers pay from their bank account at checkout. Payment matching and reconciliation are automatic. Shero configures ACH as part of the B2B setup.

02

Dynamic payment terms per account or order

Different buyer accounts need different payment terms. Shero configures account-level payment term logic alongside custom pricing so both pricing and payment are set at the account level without manual override for each order.

03

Net terms from Net 7 to Net 90

Shopify B2B supports net payment terms natively, from Net 7 through Net 90, on the Basic, Grow, Advanced, and Plus plans. Shero configures the correct terms per company account so each buyer sees and uses the terms that apply to their account.

04

Purchase order capture that fits your sales process

B2B buyers often need to submit a purchase order number at checkout. Shero configures PO capture in the checkout flow and, where required, sets up the approval workflow that routes large orders for internal sign-off before fulfillment begins.

05

Partial payments and deposits for large orders

Shopify Plus supports partial payments and deposits for orders that are fulfilled over time or require upfront payment. Shero configures deposit requirements and partial fulfillment payment requests so your finance team can issue separate invoices per shipment.

06

Custom checkout logic written in Shopify Functions

B2B checkout requires different logic than DTC: payment method visibility, PO field capture, and net terms display all need to be configured per company account. Custom checkout logic is set up using Shopify Functions so each buyer account sees the correct payment options automatically.

Sporting goods

+200%revenue growth since launch

Shopifymoved from Magento, with US and UK markets on one store

STXShopify

Read the case study

Towing equipment

~36%lower total cost of ownership, with NetSuite connected through Patchworks

B2Bdealer logins, quick order and dealer price lists

GEN-Y HitchShopify

Read the case study

Tattoo supplies

3 tiersretail, pro and wholesale pricing on one Shopify store

Bulk ordersbulk order form on product pages, with store credit and wish lists carried over from Magento

Painful PleasuresShopify

Read the case study

Movie Theaters

Regal Cinemas

One of the largest cinema chains in the US, Regal Cinemas, partnered with Shero to migrate from Magento to Shopify, building a 100%Credit-based checkout logic replicated in a custom Shopify app, loyalty reward redemption, Vista Cloud integration, and automated corporate gifting workflows across two distinct eCommerce platforms. As a result, they achieved over 40% faster page load time.

Regal Cinemas

Musical Instruments

Alto Music

Alto Music, a longtime music retailer with loyal customers, collaborated with Shero to switch from Magento 2 to Shopify. They successfully maintained their popular Altobucks loyalty program while moving to a more user-friendly and cost-efficient platform. The transition ensured all loyalty benefits remained intact, and they achieved a 40% reduction in ongoing maintenance expenses.

Alto Music

Tattoo and Piercing Supplies

Painful Pleasures

Painful Pleasures is a long-standing supplier of body jewelry and tattoo supplies with a catalog of 40,000+ products. The brand partnered with Shero to complete a stalled Magento to Shopify migration and deliver the complex custom features their business depends on. They reduced ongoing maintenance costs and eliminated urgent site issues that had previously caused headaches by 40%.

Painful Pleasures

Lacrosse and Hockey Gear

STX

Looking to scale alongside growing global markets and competitor consolidation, the premium American manufacturer of lacrosse, field hockey, and ice hockey equipment, partnered with Shero to migrate from Adobe Commerce (Magento) to Shopify, delivering a unified D2C and B2B experience, custom ERP integration, and a refined storefront that reflects the engineering quality of their products.

STX

B2B and DTC in one store

Shopify now handles wholesale and retail from one admin. We set up the pricing, terms and ERP sync that make it work.

Price lists
Customer specific pricing and volume breaks.
Payment terms
Net terms, invoices and purchase orders.
Buyer portal
Reorders, quick order lists and company accounts.
ERP sync
Customers, pricing and orders synced with your ERP.

Setting up B2B payment terms takes 2 to 4 weeks. Tell us your terms.

Scope my B2B checkout

01

Discovery
In recorded workshops we list every term your buyers have today, from Net 30 and Net 60 to deposits and due on fulfillment, and agree scope and acceptance criteria.
02

Account mapping
Each company location gets its terms, PO field needs and any deposit rule, matched to signed contracts.
03

Configure
Net terms, Plus deposits and payment methods are set per location, with Functions written where checkout needs custom rules.
04

Testing and UAT
We check out as each account type in BugHerd to confirm terms, PO capture and deposits show correctly, and you sign off in UAT.
05

Launch and hypercare
Once the first orders reach your ERP or accounting system, finance gets a guide for assigning terms to new accounts, and we stay on through hypercare.

Frequently asked questions.

Can't find what you're looking for? Reach out to our team.

01

Is ACH payment available natively on Shopify for B2B?

02

What net term lengths does Shopify support natively?

03

Can we require purchase order numbers at B2B checkout?

04

Do we need Shopify Plus for B2B payment terms?

05

What happened to custom checkout logic written in Shopify Scripts?

06

How does B2B payment term configuration relate to ERP integration?

For brands where payment terms and account credit limits are managed in an ERP, the Shopify checkout needs to reflect what the ERP holds. Shero sets up the ERP integration so term assignments, credit status, and payment history sync between Shopify and the ERP without manual reconciliation. For related services, see our Shopify B2B custom pricing and ERP integration pages.

What our clients say.

We design experiences that make a difference. See what our clients have to say about working with us.

Painful Pleasures

"Our journey from Magento to Shopify was riddled with complexities and challenges. With a vast catalog and intricate B2B logic, we needed expertise that could navigate through these intricacies. Shero Commerce was our beacon. They not only provided innovative solutions but also utilized their vast Magento knowledge to bridge gaps in Shopify’s native features. Now, our platform is seamless, our costs are reduced, and the headaches are a thing of the past. A heartfelt thank you to the Shero team!"

Patrick Rice

CEO / Painful Pleasures

GEN-Y Hitch

"This has been the most impressive vendor partnership I have experienced. Every meeting felt purposeful, every milestone was clear, and the process was incredibly well-supported from start to finish. Shero delivered a seamless Shopify migration."

Kendra Borkholder

Kendra Borkholder - Operations Support / GEN-Y Hitch

Swag Golf

"We partnered with Shero for the SWAG site development. The dev was highly nuanced, specialized and complex. The Shero team went above and beyond. They were collaborative, organized and professional, consistently setting expectations clearly and usually exceeding them."

Matt Kaminsky

Co-founder & Managing Director / Swag Golf

Alto Music

"As a long-time client, we at Alto Music have always appreciated their technical expertise, but their recent migration of our site from Magento 2 to Shopify was exceptional. Shero preserved the essence of our beloved loyalty and rewards program, seamlessly integrating it into Shopify’s more efficient framework. The transition not only retained our unique features but also significantly simplified site management and reduced costs. We’re thrilled with the results and highly recommend Shero for any e-commerce needs."

Bobby Montemurro

VP Sales & Marketing / Alto Music

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B2B checkout and payment terms

What Shopify B2B payment terms configuration covers